Rooted from the idea that financial education is crucial when planning for the future, Aging IQ was generated to help adults best adapt and plan for what is to come based on a series of metrics we provide.
The future of each person is dependent on a number of factors, like health, financial standing, and family history, just to name a few. Here at Aging IQ, we have proprietary metrics that can help provide numerical results to prompt the discussion for a change in future financial planning.
This proprietary metric combines biological, demographical, and social trends to generate a unique score that depicts where you currently stand in your later years relative to others in your age group, while also offering suggestions for what you can do to improve your MyLifeScore.
Policy Value IQ offers adults the chance to see their “life’s” worth, meaning the value they could get out of their life insurance policies if it were to be sold today for a cash lump-sum. Knowing this information can help those who are looking to plan their financial futures see alternative outlets to planning their finances.
The results you produce by utilizing Aging IQ’s metrics provides you knowledge on what you should financially plan for in the future, and how changing your lifestyle could either improve or worsen your physical, mental, and financial future. We offer potential solutions, like the Policy Value IQ, for example, that can help with these projections.
While lifespan in the United States has dropped slightly, Americans live longer than any previous generation — a lot longer. The average lifespan for a 65-year-old American is now 18 more years on average for men and 20.6 years for women.
A 65-year-old American man can expect to live to almost 83, an 85-year-old man can expect to live past 90, on average. With this being said, Americans are living longer and healthier lives. “Older” people now feel younger and more energetic in comparison to historical trends.
One’s healthspan is how long they can expect to live without the need of assistance in doing daily activities, like using the bathroom or walking up the stairs, for example.
A person’s lifespan refers to the maximum number of years that a person can potentially expect to live based on the greatest number of years anyone from the same data set has lived.
Factors that can affect a person’s lifespan include, but are not limited to, smoking, financial stress, weight and height, alcohol consumption, blood pressure, family history, diet, and exercise.
You can read more about these factors on our homepage found here.